CreditRepair1on1 has set the industry standard as a reputable organization that is built on a foundation of integrity, character and an exceptional commitment to obtaining the best possible results for each and every client that seeks our professional services.
CreditRepair1on1 has been helping our clients finding, disputing, and legally removing complex errors, fraudulent claims, and unverifiable data from their credit report along with inaccurate reporting. We have been successfully helping our clients since early 2000s when it was redefined as the beginning to the credit repair industry by fusing strict regulatory compliance with innovative credit repair solutions. Today, CreditRepair1on1 is a specialized credit repair processes, which employ expertise, and with our money back guarantee, you have nothing to lose but gaining a positive credit score!
We take our job seriously, repairing your credit and improving your personal image means everything to our company; we know the impact of having a past negative credit history. Having bad credit or a low credit score may affect your every day life and the security of your financial future. If you have credit issues, we strongly suggest that you get started right now with one of our very successful credit restoration service plans.
We employ the personal attention needed to every individual credit repair case and we emphasize customer support and long-term solutions for our clients, giving us the professional edge over other credit restoration companies.
Most “credit repair” companies only have a one-step process that sends one round of letters to the credit bureaus to dispute a negative item reported against you.
You can do this yourself at home, if that was all your credit reports required to get the best results. The problem with this method is that there is only about a 10% chance anything would be legally removed. Even if it was to be removed, in any case if the disputed creditor goes to re-report to the bureaus it will be simply put right back on your credit file.
We understand that everyone's credit report and financial situation is unique, which is why we offer the same comprehensive, personalized, and proven techniques to all our credit repair plans level’s to ensure all our client’s receive the same great results.
We have a system that goes directly to the root of the problem to handle it permanently. This in our opinion is the ONLY way to handle and completely repair your past negative credit history. We have a multi-stage process in place that is tailored to your specific case. You will almost never find two credit reports alike. If this is so, how can you run a general “fix-all” system? The answer is you can’t. Each creditor responds differently to different client’s debt.
Now with this said we first legally dispute all your negative items through all three of the major credit bureaus to rapidly increase your credit score, this processes normally takes about three months all depending on how many negative items we have to work on. Second we take all your remaining negative items that where not successful removed in our credit repair process to the final phase, where we will re-assess your updated credit report and give you the sum amount of you’re total out standing debt remaining.
The final and most important credit restoration process is debt settlement where we negotiate with your creditor’s to reduce the debt amount to around 30 to 40 cents on the dollar. Once this negotiations are completed we will then work with you to arrange a monthly payment you can afford to settle these last negative items still remaining on your credit files.
No one can erase timely negative information from a credit report if it’s accurate. Only incorrect information can be removed. Accurate information stays on your record for 7 years from the time it’s reported (10 years for bankruptcy). Even information about bills you fell behind on but now are paid will remain on your report for these time periods. The law allows you to ask for an investigation of information in your file that you dispute as inaccurate or incomplete.
Contact one of our credit repair specialists to give you the truth and complete details on how we can help improve your credit score. Contact Us!
CreditRepair1on1 provides fraud detection guidelines to help you understand and to know what to look out for in illegitimate credit repair companies. Credit repair is legal. Some companies are not, so please do your part and stay protected from scams, always proceed with caution when giving out your personal information to anyone.
Credit repair services can’t ask for payment until they’ve kept their promises. Federal law also requires credit repair services to give you a explanation of your legal rights, a detailed written contract, and three days to cancel (this applies to for-profit services, not to nonprofit organizations, banks and credit unions, or the creditors themselves).
Legal Rights as determined by law.
